How does the American healthcare system work? 10 questions answered

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The USA is one of the most developed countries in the world, but the American health system does not contemplate a structure that attends everyone, like the Brazilian SUS.

Some states have public systems to attend the specific population, while others rely on private plans. However, the services offered by the two options are not always equivalent in quality and quantity.

Follow in this post the 10 main questions about how the American healthcare system works.

 American healthcare system

What is the public health system like in the United States?

The American public health system is divided into three categories: Medicare, Medicaid, and CHIP.

The first serves the over-65 and disabled populations; the second helps individuals who have low monthly family incomes (about 22% of total income); and the third provides services for children under 18 within families with some financial limits.

How does the Obama Care health plan work?

The Obama Care health plan is divided into three categories.

The first is for individuals with a monthly income of $100,000 or more;

In the second case, these are highly educated people (with a college degree) who have been free of the chronic disease already diagnosed for a year;

Finally, the third category extends to all other salary ranges below the two listed above.

How do hospitals work in the United States?

Hospitals in the United States are divided into three categories: private, public, and chronic illness.

However, as the costs of hospital services increase in the American market, this division also proves to be a problem for the proper functioning of healthcare.

The first category consists of private hospitals, where patients pay for their services and have health insurance.

The public ones are run by the federal government to serve individuals who do not have individual or corporate benefits.

In this way, all those with financial problems can access these resources free of charge. However, these spaces are always full due to the high number of beneficiaries, as is also the case in Brazil.

american healthcare system
How does the American healthcare system work?

What are the main characteristics of the American health care system?

The first is that the supply of hospitals between countries is immense.

This fact means that, for example: private patients have better facilities and medical services – while public ones have less investment than private ones.

Another important characteristic of American health care is the private (or family) health insurance model, where each person has a plan to pay for medication, appointments, etc.

People who have more financial resources can buy private health insurance plans, and thus have access to better infrastructure and health care.

These models are quite different when compared to Brazil, where all citizens pay taxes to have the right to coverage in the public health system (SUS).

What is the difference between the American and the Brazilian health systems?

The Health System in Brazil is a model that is divided into two categories: private plans and the public system.

The difference between the Brazilian system and the American one is that all citizens pay taxes to be entitled to coverage in the public network (SUS) – regardless of whether they have financial condition, assets, etc.

In other words, nobody is left without medical care because they have money or not. In the United States, however, it works differently, and it is only possible to sign up for private plans, whose coverage varies according to the amounts.

People have some services paid for by themselves: food for hospitalized patients and other costs associated with hospitalization.

In addition there are benefits specific to each private sector carrier (such as administration fees).

In general, SUS has a larger network distributed throughout the country compared to the American health care system.

doctor on the computer

What is the healthcare system in the United States?

The American health care system is divided into two, public and private. In the case of the United States, it is possible to enroll in a private plan that has coverage that varies according to the value of the plan.

The operators cover basic items for hospitalized patients (food), as well as other costs associated with hospitalization.

How much does an ambulance cost in the USA?

Ambulances in the United States have a fixed rate in each state, varying according to the number of kilometers. The price ranges from $800 to $25,000.

How much does plastic surgery cost in the United States?

To be eligible for plastic surgery it is necessary to fulfill several medical requirements, as well as to fill out a form detailing all the intended surgeries.

If you are on a private health plan, you are only charged for the costs of the health plan provider, and if you are on a public health plan, the cost of the procedure is divided among the federal, state and local governments to pay for the services provided.

The American health care system is divided into two types of health care in America: public and private.

In the case of the United States, it is possible to enroll in private insurance which offers coverage that varies according to how much you pay for it (private).

For more information, it is important to consult a consulting company that specializes in this matter.

How much does a doctor’s appointment in the United States cost?

In the case of private health insurance, operators charge separately for the consultation.

In the case of public assistance, the costs depend on whether you are getting a fully paid surgical procedure (state assistance) or not (drugs at subsidized prices).

For patients who are entitled to full coverage of services, it is the responsibility of the federal and municipal government to pay the money for this.

To get an average price for a consultation in the United States, the price can vary depending on the popularity of the doctor, scarcity, and expertise. Prices start at $100.

Do you have health insurance in the USA?

Most Americans have health insurance.

The prepaid system in the US is a bit different, as there is no coverage for hospital admissions in general – you need to buy a policy for this if you wish to be entitled to this assistance.

However, when we talk about private health insurance plans, they may cover the most common hospitals that accept your card/sheet in the American market.

Do they have SUS in the United States?

No, the American health system does not provide health care for all, popularly known as SUS, in Brazil. Americans can count on private insurance to pay for medical assistance.

How much does health insurance cost in the USA?

The price depends on the supply and demand of the market at the time, however it is quite variable: you can find plans that start at $20 a week ($100 dollars) all the way up to plans that cost $600 a month ($6000 a year).

And have you used any services from the American healthcare system? Share your experiences with us.

If you are interested in making your dreams come true in the United States, whether as your business or to live there, get to know our services.

Red Consulting Team.

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